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Management"Crossroads Credit and Portfolio Management LLC will provide our client's with the best service possible with positive and measured results, quickly, effectively, efficiently and in a professional manner. That is my promise!" Richard D. Burleson - Managing Director Richard has a work ethic unmatched by most. He is dedicated to "doing it right the first time" and this is demonstrated in his approach handling his client banks and their customers. Richard is a graduate of Appalachian State University, with a Bachelor's of Science degree in Criminal Justice and a graduate of the North Carolina School of Banking. After a short career in law enforcement, Richard made a career change when he entered a management training program with a nationally known consumer finance company. Richard was promoted branch manager after he completed an extensive training program which focused on the credit principles of consumer lending, real estate lending and loan collections. Over the next 4 years Richard grew his office to the best in the region and one of the top five in the company with sustained and consistent growth. Along the way he won the President's Cup for "Best Branch Turn Around". During that time Richard demonstrated excellent loss mitigation skills, compliance skills, underwriting and credit skills while leading his office to previously unrealized growth. In 1999, Richard entered the banking industry and immediately carved out his niche as a Loan Compliance and Collections Officer for one of the best community banks in North Carolina. Under Richard's leadership of this group the bank had two consecutive years in which they recovered more from previous charge offs then were charged off for the current year. He later took the initiative to go back to lending side of the business and served in the following lending positions: City Executive, Sr. Loan Officer, and Sr. Commercial Loan Officer. As an Area Manager for one bank, Richard was responsible for the lending functions of a multi-branch operation as well as the compliance, legal, collections and special assets departments. Next, Richard focused his efforts on the credit side of the bank as Chief Credit Officer of a $520 million dollar community bank where he managed the entire loan program. |
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